You cannot choose out a joint IVA, however you and the other individual might be capable of just take out personal IVAs that happen to be related - they are known as ‘interlocking�?IVAs. Your insolvency practitioner will be able to suggest you relating to this. 此外，欠債人於申請過程中所花的雜費，如影印費、刊登法律通告費、郵遞及車馬費等，則屬實報實銷。最後，欠債人亦須支付法庭收費，此... https://kameronpcoyj.snack-blog.com/29640747/債務重組收費-things-to-know-before-you-buy-drpiva-top